Hi, I’m Richard Kramer. I’ve been improving credit scores for my clients for more than 37 years. MI service theSan Diego area with the best credit repair service in the industry, guaranteed! As you can see in the videos on my website, I have a proven record for the past 37 years. To top it all, I let you decide for yourself if my services are worth every penny you paid. If not, I’ll give you a 100% refund of all of your monthly service fees. No one else dares do this.


Richard’s 120 Day Money Back Guarantee
I don’t like refund policies, warranties, or even guarantees with a “catch.” You judge the results of my service and decide for yourself if it’s worth every penny you paid. If not, I’ll give you a 100% refund of all of your monthly service fees.
San Diego

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Hi, I’m Richard Kramer and I can help you

If you have any of these


Late Payments

Chargeoffs

Collections

Tax Liens

Bankruptcies

Repossessions

Judgements

Foreclosures


Here's what they are saying....





About Richard Kramer
Credit Repair Professional

Richard Kramer is “one of the top credit consultants and personal financial trainers in the US.” (Richard Umanoff, CPA). His passion, research, results, and willingness to be accessible to his clients have helped countless people repair and improve their credit scores and maintain a healthy financial lifestyle for nearly 35 years.

Learn More