I work with you to repair and restore your credit scores fast. I am a full-service credit repair agency offering services in Dallas, TX. Iwork hard to research and identify the issues unique to your credit repair situation and offer solidadvice to increase your credit scores. Ido all the work, and then leave it on you to judge the results of myservice and decide for yourself if it’s worth every penny you paid. Check out my 120 day money back guarantee!

Richard’s 120 Day Money Back Guarantee
I don’t like refund policies, warranties, or even guarantees with a “catch.” You judge the results of my service and decide for yourself if it’s worth every penny you paid. If not, I’ll give you a 100% refund of all of your monthly service fees.


Hi, I’m Richard Kramer and I can help you

If you have any of these

Late Payments



Tax Liens





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About Richard Kramer
Credit Repair Professional

Richard Kramer is “one of the top credit consultants and personal financial trainers in the US.” (Richard Umanoff, CPA). His passion, research, results, and willingness to be accessible to his clients have helped countless people repair and improve their credit scores and maintain a healthy financial lifestyle for nearly 35 years.

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   Contact Richard By Email

RL Kramer LLC 
Phone: 469-208-9640
Fax: 866-352-2595
Email: [email protected]