Let’s start rebuilding your life. Speak to me if low credit scores arepreventing you from getting a mortgage, a car loan, or other financing needs. By cleaning up your credit, having negative marks removed, I can help you get great credit scores.. Give me a call at(412) 329-4203 and relax. I will do all the work and let you judge the results. I offer a 120 day money back guarantee if you feel my service isn’t worth every penny paid. No questions asked.

Richard’s 120 Day Money Back Guarantee
I don’t like refund policies, warranties, or even guarantees with a “catch.” You judge the results of my service and decide for yourself if it’s worth every penny you paid. If not, I’ll give you a 100% refund of all of your monthly service fees.


Hi, I’m Richard Kramer and I can help you

If you have any of these

Late Payments



Tax Liens





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About Richard Kramer
Credit Repair Professional

Richard Kramer is “one of the top credit consultants and personal financial trainers in the US.” (Richard Umanoff, CPA). His passion, research, results, and willingness to be accessible to his clients have helped countless people repair and improve their credit scores and maintain a healthy financial lifestyle for nearly 35 years.

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   Contact Richard By Email

RL Kramer LLC 
Phone: 530-564-8862
Fax: 866-352-2595
Email: [email protected]